TL;DR

• It’s hard to predict any price movements, especially in the cryptocurrency markets, but two of the most popular AI chatbots – ChatGPT and DeepSeek – outlined their respective perspectives for XRP in 2025.
• After mentioning the factors that could impact the third-largest digital asset, one of them gave a highly bullish prediction that would send its price within double-digit territory.

The Factors

Both AI chatbots were pretty straightforward when it came to the factors that could determine XRP’s price movements this year. They ranked the regulatory landscape in the US first, especially the highly anticipated resolution of the lawsuit between the company behind the token and the SEC.

The battle, going on for over four years now, is yet to see a decisive conclusion even though Ripple has secured a few vital wins. The recent developments on the US SEC vs. crypto companies front, meaning the pause between the agency’s fight against Binance and the upcoming dismissal in the Coinbase case, brought hope to the XRP army about a similar resolution.

“The U.S. Securities and Exchange Commission (SEC) has recently withdrawn its lawsuit against Coinbase and is considering approving XRP-focused Exchange-Traded Funds (ETFs). This shift suggests a more lenient regulatory environment, which could positively impact XRP’s adoption and price.” – said ChatGPT.

The second important factor listed by DeepSeek and ChatGPT is the global adoption rates. The Chinese AI bot said Ripple’s On-Demand Liquidity (OLD) service, which uses XRP for cross-border payments, is gaining traction as of late, and increased adoption by financial institutions and payment providers could drive higher demand for the native token.

Institutional adoption could also skyrocket if the US greenlights a spot XRP ETF. Numerous companies have already submitted filings with the SEC to launch such a product, and some of them have been officially acknowledged by the agency.

Lastly, DeepSeek outlined the overall market conditions. The crypto market has been shaky in the past month or so, but a bigger resurgance could restart XRP’s rally.

The Price Predictions

Both AI chatbots were careful when outlining precise price predictions, as they warned that such forecasts are highly speculative, especially in the ever-volatile crypto market. However, ChatGPT noted that XRP could go up to somewhere between $5 and $7 in the first half of the year, driven by “favorable regulatory changes and increased institutional interest.”

DeepSeek’s conservative scenario sees XRP remaining at its current range of $2-$3. However, its more bullish forecast predicted that if Ripple wins the legal case against the SEC and the stars align on all other aforementioned factors, it could skyrocket to “$10 or more.”

Bitcoin’s gradual price increase that lasted a few consecutive days came to an abrupt end on Friday after Bybit suffered a major hack, and BTC tumbled by over four grand in hours.

The altcoins were also hit hard, and some of the biggest losers on a daily scale now include LTC, PEPE, AAVE, MNT, ONDO, APT, and TAO.

BTC Stopped at $100K

The primary cryptocurrency faced some enhanced volatility at the start of the business week as the bears drove it south on Monday to $95,300 and on Tuesday to just over $93,000. The latter became BTC’s lowest price position since the February 3 crash when it tumbled beneath $92,000.

However, the bulls managed to intervene at this point and didn’t allow another breakdown. Just the opposite, bitcoin started to recover and went back up to $96,000 almost immediately.

The following few days were quite positive as well, and BTC kept climbing. The culmination came on Friday after Coinbase’s CEO said the lawsuit between his company and the SEC would be dismissed by the regulator, and bitcoin jumped to a multi-week peak of $99,700.

However, its $100,000 challenge failed shortly after as Bybit, one of the largest exchanges by trading volume, was hacked for a whopping $1.4 billion in ETH. The news impacted the entire market and BTC dumped to $95,000 within hours.

It has recovered some ground now and sits above $96,000, but it’s still almost 2% down on a daily scale. Its market cap remains inches above $1.910 trillion, while its dominance over the alts on CG is close to 58%.

Alts Retreat

The altcoins also went south after the Bybit news broke and are still in the red on a 24-hour scale despite some recoveries. ETH was stopped at $2,800 and is down to $2,700 now; XRP has slipped by 3%, while DOGE, ADA, TRX, LINK, XLM, LTC, and SUI have plunged by 4-5%.

The cumulative market capitalization of all crypto assets had climbed to over $3.4 trillion yesterday but dropped by around $130 billion to its low. Now, it sits at $3.3 trillion, which is still around $100 billion less than yesterday’s peak.

Ripple has been trading with minimal momentum, exhibiting quiet price action above the 100-day moving average.

This low-volatility consolidation phase suggests a temporary market equilibrium, likely to persist until a decisive breakout sets the next trend direction.

XRP Analysis

By Shayan

The Daily Chart

XRP’s price action has remained stagnant, with minimal volatility as it consolidates above the 100-day moving average at $2.3. This tight trading range, defined by the $2.3 support and the critical $3 resistance, suggests a state of equilibrium between buyers and sellers.

The RSI indicator reinforces this indecision, hovering around the neutral level, signaling a balance of market forces. However, this consolidation phase is unlikely to persist indefinitely, and a decisive breakout in either direction appears imminent. Given current market dynamics, a bullish breakout seems more probable, potentially paving the way for a new all-time high in the coming weeks.

The 4-Hour Chart

On the lower timeframe, XRP has repeatedly failed to break above the crucial $2.8 resistance, facing rejection and minor pullbacks. This price behavior indicates insufficient bullish momentum to sustain an upward breakout, resulting in prolonged sideways movement.

Despite this, XRP has formed an ascending wedge pattern, with price fluctuations confined between the $2.8 resistance and the $2.4 support zone. A breakout from this formation is essential to establish the next major trend direction, determining whether Ripple can regain bullish momentum or face further consolidation.