Cryptocurrency
Credefi: A Bridge Between NFTs and the Corporate Bond Market

The corporate bond market, worth over $40.9 trillion, has been mostly out of reach for regular investors. Selling investments quickly is often challenging and relies on big financial companies. However, this vital part of the world economy is ready for change.
Credefi Finance aims to change things with its new NFT Bonds. These bonds use blockchain technology to make corporate debt more open, easier to trade, and available to more people, with recent developments in this field specifically.
Why Credefi NFT Bonds Are a Game-Changer
Credefi NFT Bonds are like regular company bonds but can be better because they can give more people access to investing and change how we think about steady income investments. Regular company bonds are essential, but they have problems.
Moreover, only big investors usually use them, so regular people can’t. Selling them quickly is hard, so investors must wait a long time. Plus, it is not always clear how the deals work because many people are involved.
Credefi NFT Bonds fix these problems and change how bonds are used; below are key changes Credefi offers.
- One significant change of Credefi NFT Bonds is that anyone can buy them. Regular bonds are usually only for big investors, but NFT Bonds are for everyone. This means more people can invest, and the world of finance can be fairer.
- Credefi NFT Bonds are easier to sell. You can sell them quickly on markets, which gives investors more freedom. Regular bonds are hard to sell fast, so you have to hold them until they mature, even if things change. With NFT Bonds, investors can handle their investments better.
- Credefi NFT Bonds are clear. Blockchain technology ensures that all deals are stored safely and everyone can see them. Fewer people are needed to make deals, which makes things more reliable and easier. Because everything is clear, investors can trust the system and make better choices.
- Besides being easy to access, sell, and understand, Credefi NFT Bonds can also be used as collateral. Regular bonds are not easily used with new money systems like DeFi, but NFT Bonds can. This means investors can use their bonds to get loans, earn more money, and try other new things in DeFi, making their investments even better.
- Credefi NFT Bonds settle quickly. Regular bond deals can take days, which wastes time. But NFT Bonds settle immediately on the blockchain, making things faster and safer. This quick settlement helps investors use their money and get their funds faster.
Credefi Launches NFT Bonds in Europe
Credefi has launched its NFT Bonds on the Polytrade Marketplace to take its newest product to the mainstream audience (some countries might be restricted due to standard limitations).
This new product allows DeFi users to invest in small, tradeable pieces of debt backed by real-world assets designed to provide steady returns.
Available on Polytrade, a well-known marketplace for Real World Assets (RWA), Credefi’s NFT Bonds offer a 22% annual return. Each bond is supported by over $750,000 in real-world assets, giving investors extra security.
Furthermore, these bonds provide payouts every three months and mature in 12 months, allowing users to invest in fixed-income-style products within the DeFi world.
Credefi’s NFT Bonds are a big step forward for the RWA sector. They combine the accessibility of decentralized markets with the stability of real-world lending.
Investors can earn passive income from tangible assets in the European Union by basing bonds on secure loans to small and medium-sized businesses in the bloc.
This also lowers risk because tangible assets back the bonds. This new way to invest in corporate debt could change the investment world, empowering individuals and making financial markets more inclusive.
What Are Credefi NFT Bonds?
Credefi NFT Bonds is a new idea that turns company bonds into digital tokens on the blockchain. This is a good alternative to regular bond markets, making things easier and creating new opportunities for investors and companies.
Credefi NFT Bonds are token versions of company debts. Using the non-fungible token (NFT) standard, each bond is made into a unique digital item.
This ensures ownership can be checked and removes any confusion that can come with regular bond papers. This uniqueness is essential for building trust and openness in the DeFi world.
How Credefi NFT Bonds work is meant to make things more efficient and easier to use.
How they work:
- Firstly, when a bond is created, it becomes a special NFT permanently saved on the blockchain. This record proves who owns the bond.
- The system automatically sends coupon payments to the bond owner’s digital wallet. This removes the need for intermediaries, like custodians, cutting costs and speeding up payments.
- These bonds can be easily traded on NFT markets, which makes the market more active and easier to use than regular bond trading. This makes it easier for investors to manage their investments.
- Besides just trading, Credefi NFT Bonds open up more possibilities in DeFi. They can be used as security in lending systems, allowing for more complex financial plans without the unstable nature of many crypto assets. This lets investors use their bonds to earn more money or participate in other DeFi activities.
What is Credefi?
Credefi is a European platform that offers a simple lending system based on real-world items. Its main goal is to link crypto lenders wanting steady returns with trustworthy small businesses that need funds.
Credefi’s new method connects crypto lenders with small businesses through loans with assessed risk. These loans are backed by accurate items like property, lowering risk and offering security that is often missing in the unstable DeFi world.
This backing protects lenders against defaults, boosting trust and creating a more stable investment space. The platform’s promise to provide fair financing goes beyond just making money.
Moreover, by helping small businesses access capital, Credefi aids real economic growth. Small businesses are key to many economies, and funding is vital for their development and for creating jobs. Credefi’s platform opens a new way for these businesses to get the funds they need to succeed.
Credefi is dedicated to openness, security, and new ideas and undergoes regular checks to ensure its operations are sound. The platform also uses Experian checks to improve borrower credit checks, giving lenders extra security. This focus on careful checks shows Credefi’s promise to create a safe environment for everyone involved.
What is Credefi’s Market Potential?
Credefi is strategically establishing itself as a frontrunner in the on-chain corporate bond sector, focusing on a market segment characterized by trillions of dollars in capital yet plagued by inefficiencies.
Current Market Position:
- A robust user base of over 4,000 active participants on the Credefi platform.
- A well-performing $4 million portfolio boasting a flawless record of zero defaults and over $500,000 successfully repaid.
- Funding was provided to more than 30 SMEs, showcasing tangible real-world adoption and impact.
Growth Projections:
- An initial bond issuance target of $6 million, secured by the backing of three reputable financial institutions.
- A projected market expansion goal of reaching $100 million within the subsequent 24 months.
- The introduction of a secondary market dedicated to NFT Bond trading was designed to enhance investor accessibility and liquidity.
By tokenizing corporate bonds, Credefi unlocks novel opportunities within the growing world of real-world asset (RWA) tokenization, effectively democratizing access to institutional-grade financial products for a wider audience.
Conclusion
Credefi Finance is changing the corporate bond market with NFT Bonds. These use blockchain to make things easier to access, more flexible, and open.
By turning company debt into tokens, Credefi lets more people invest. This makes trading simpler and transactions clearer and allows for use as backing in the DeFi world.
With a strong place in the market and plans for growth, Credefi is set to reshape the usual bond market and give more people access to high-level financial tools.
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Cryptocurrency
4 XRP Warning Signs Flash: Is Ripple’s Price About to Tumble?

TL;DR
- Ripple’s native token fared relatively well during one phase of the ongoing market-wide correction, but has slipped further below the crucial resistance at $3.
- Although the asset has lost more than 20% of its value since its all-time high registered in mid-July already, there could be more pain on the horizon. Here are four signs supporting this narrative.
Technical Indicators
It was just a few weeks ago when XRP rode a massive wave that drove it from a range-still position of around $2.2 to an all-time high of $3.65. Following this spectacular run, the asset expectedly calmed and retraced toward $3.3. At this point, analysts emerged to warn about the significance of the $3 support, which has to endure so that XRP can remain in a bullish state.
Although this was indeed the case for a long period during the recent correction, that support line finally cracked in the past several hours, and the third-largest cryptocurrency now sits well below it. Although it still hasn’t closed beneath it on the daily, it could dump to the next two support lines at $2.8 and $2.5 if it does, as previously reported.
The second worrying sign for XRP’s price comes from the TD Sequential metric. Ali Martinez, a popular crypto analyst with roughly 140,000 followers on X, warned that the indicator had flashed a sell signal on the 4-hour chart at the local top.
Thirdly, Martinez highlighted the MVRV ratio, which just notched a “death cross, another sign that a steeper correction could be underway.”
Whales Dumping
Ahead of and during the aforementioned rally to a new all-time high, large market participants, known as whales, were accumulating en masse. Within a few weeks, they spent billions to acquire more tokens. In fact, they were buying even when the asset’s price dipped.
However, whales have switched their strategy and disposed of more than 700 million XRP tokens in the span of just a day. To put things into a USD perspective, this stash is worth over $2.1 billion at current prices. Such massive sell-offs increase the immediate selling pressure and serve as examples for smaller investors who can follow suit.
Whales have sold over 710 million $XRP in the past 24 hours! pic.twitter.com/xE5ldWaZz7
— Ali (@ali_charts) August 2, 2025
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Cryptocurrency
Has Ripple’s XRP Already Peaked in 2025? We Asked 3 AIs: Answers Might Surprise You

Ripple’s cross-border payments token took central stage in July as it finally did what many thought it was impossible and broke its all-time high set over seven years ago (January 2018) at $3.4. XRP peaked at $3.65 after a mindblowing 65% rally that took place in just a matter of ten days or so.
However, the third-largest cryptocurrency, which had a market cap of well over $200 billion at that point, has already dropped by 20% to a multi-week low of $2.9 as of press time, raising a few questions, such as whether it has already reached its 2025 high. To gain a different perspective, we decided to ask three of the most popular AIs: Grok, ChatGPT, and Gemini.
More Peaks to Come?
Is the July 2025 all-time high of $3.65 as good as it is going to get for XRP this year? Well, the three AIs in question provided a few alternative answers, as giving a straightforward yes or no answer would be irresponsible, given the volatile nature of the cryptocurrency market. Also, it’s impossible to know what would happen in the future.
Nevertheless, the AI solutions offered these scenarios based on what has transpired in the past year or so – developments, market changes, regulatory improvements, etc – and on a few probabilities.
ChatGPT’s bullish scenario indicated that the current correction is “often healthy after a parabolic run.” If XRP holds above critical support levels, such as $2.8 and $3, its rally could resume in the following week. Additionally, it noted that if BTC and ETH maintain their overall bullish structure, XRP has a solid chance of jumping past its July peak.
It could get another price boost if spot Ripple ETFs are approved in the States and when, for once, the legal case against the SEC officially concludes. ChatGPT also noted that XRP tends to outperform later during a bull market phase.
“Historically, XRP has been a late-stage bull run performer.
In both 2017 and 2021, it had explosive second legs after initial consolidation.”
Grok’s answer was somewhat similar:
“XRP’s $3.65–$3.66 high in July 2025 is a significant milestone, but most expert sources don’t rule out the possibility of new highs later this year if strong market or regulatory catalysts materialize. For now, the price correction appears to be a healthy retracement after a swift rally, not necessarily the definitive peak of the cycle.”
Peak Already Achieved?
Gemini was slightly less optimistic about XRP’s upcoming performance by the end of the year. It outlined significant competition in Ripple’s field, from contenders like Stellar, that can take some of its market share and jeopardize XRP’s adoption curve.
In terms of the asset’s price movements, it said it “might consolidate around its current price or even experience further declines before a potential rally in 2026.”
ChatGPT also provided a more skeptical scenario, suggesting that the lack of fresh catalysts could limit XRP’s upside potential. It noted that capital can rotate out of XRP into other popular altcoins, which are yet to benefit during this market phase, such as TON, SOL, or some meme coins, and Ripple’s native token could cool down.
Overall, though, ChatGPT, as well as Grok, maintained a more bullish stance. The former noted that XRP’s actual high this year can be somewhere between $4 and $5. The latter was even more optimistic, indicating that a price pump to $8 is not out of the question if certain developments go Ripple’s way, such as approval of spot XRP ETFs, major partnership announcements, or a broader market surge.
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Cryptocurrency
Here Are Some Binance Coin (BNB) Eye Poppers For You

A former Tokyo Stock Exchange software engineer built and launched the Binance cryptocurrency exchange in 2017. Soon after that, they issued BNB as a native token for its ecosystem.
One of the features that makes it original is BNB’s supply limit of 200 million and Binance’s regularly scheduled BNB “burns.” These are intended to halve its supply effectively.
The company cryptographically locks up some of its own BNB tokens in a way that makes them impossible ever to retrieve or spend again, thus “burning” them.
As a result, the value of the remaining BNB supply increases in an exchange economy against fiat currencies and stablecoins.
That’s a way for the company to share some of the profit with all the other token holders. It provides built-in, long-term support for BNB price growth. So far, ROIs for long-term BNB holders have been very attractive when compared to returns on investment for US stock owners.
Here are some eye-popping BNB crypto token figures, milestones, and comparisons for you.
1. BNB Price Record High To Date (Jul. 28): $850
The BNB price rally on crypto exchanges in July took it to an all-time high record of $850. Even though the price has since declined by some 12%, this is still a very impressive accomplishment.
Over the past month, that’s a +14% ROI, after settling down to $755 at the time of this writing.
This also makes for an impressive growth of around 35% in the past 365 days. Since debuting on crypto exchanges at $0.10 for 1 BNB coin eight years ago in July 2017, that’s an ROI of 849,900%.
It’s an average annualized ROI of 106,237% for Binance tokens over the eight years since the landmark crypto bull market year of 2017.
BNB Tokens vs. S&P 500 US Stocks Compared
By comparison, the S&P 500 Index grew by 158% from Jul. 2017 until this July.
The average annualized ROI of 19.75% for the past eight years was well above average for the broad US stock market benchmark. For many decades now, the S&P 500 has delivered around 10% yearly ROI.
The eight-year ROI from 2017 BNB tokens, approaching one million percent, is staggering compared to the 158% growth from stocks that most people’s grandparents are relying on to keep their retirement years secure and comfortable.
Investing relatively small amounts of money in Binance in 2017 has remarkably produced a significantly life-changing, trajectory-altering financial result for the average household or business.
Are results this extraordinary and unheard of even real? Is there something questionable or dubious about them?
2. BNB Market Cap Surpasses $100 Billion
Amazon shares delivered investors 298,666% ROI in 28 years. Something almost three times that gargantuan percentage in less than a third of the time is par for the course with the Internet’s accelerating rates of market adoption for new tech platforms.
Binance and its BNB currency are no small flash in the pan. Comparisons to US tech giants Microsoft and Amazon are apt and plentiful. It’s not just BNB’s price growth and ROI that are impressive, but its market cap.
The total market capitalization for the BNB economy surpassed $100 billion in July for the third time since last December and in Nov. 2021.
Binance is just eight years old. In 28 years, Amazon has grown to be a nearly $2.5 trillion market cap company by common stock shares.
The sheer, relentless, daily volume of profitable business that Binance conducts with customers, swapping cryptocurrencies for a small fee per transaction, supports the growth in its native token’s market cap and exchange prices.
Binance has gotten into trouble with the U.S. government for anti-money laundering law violations and settled them with the Department of Justice by paying a stiff $4.3 billion fine.
That puts the exchange in the same company as every banking giant like JP Morgan in Warren Buffett’s portfolio, which has also paid massive corporate fines to the US government over similar cases.
3. Nanotech Grabs Corporate BNB Treasuries In 2025
Meanwhile, another corporate treasury stockpile race is brewing over BNB tokens.
Michael Saylor and his Washington, D.C.-based Strategy, Inc. have started investing in Bitcoin over the past four years. Now, even the US government is collaborating with the crypto bros to stockpile BTC, ETH, XRP, SOL, and ADA.
Then you’ve got a publicly traded hotel company in Japan and an online sports betting company in Minnesota piling billions into Bitcoin and Ethereum.
Now, two nanotech firms are buying BNB tokens to establish their own corporate crypto treasuries.
Chinese microchip designer Nano Labs is snapping up some $90 million worth of 120,000 BNB tokens to rebalance its corporate finances.
Pennsylvania-based biotech firm Windtree Therapeutics announced on July 24 that it is committing $520 million to its BNB token treasury strategy, a move aimed at attracting major institutional investment, bringing its total to $700 million.
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