TL;DR

• The expert advises monthly investments in SPY and BTC for long-term success.
• The leading cryptocurrency is up 6% this week and trades near $108,000. Analysts are split – some see a breakout to $130K – $200K if key resistance levels are cleared, while others warn of a possible drop to $100K or even $95K if momentum fades.

‘Trading is the Wrong Path’

Besides its fundamentals and ability to transform the global financial system, Bitcoin (BTC) has proven to be an excellent investment opportunity.

At least, that was the case in the past few years: the asset went through multiple bear and bull markets to eventually cross the $100,000 mark. Currently, it trades at around $108,000 (according to CoinGecko’s data), representing a 75% increase on a yearly scale and a substantial 43,000% jump compared to its valuation a decade ago.

But does the leading cryptocurrency remain a good investment after this major rally over the years, and how much should people allocate to it? That’s a question many people are trying to figure out.

It seems that there isn’t a direct answer, and it all depends on the risk profile of the investors, as well as other important factors. However, one can turn to certain experts who are experienced enough to give guidance. 

An example is the veteran trader Peter Brandt, who recently suggested that approximately 95% of people fail when trading. Instead, he advised them to excel in their regular jobs, prioritize their families, and invest in homeownership. Last but not least, Brandt recommended making monthly investments, allocating 80% of the amount to SPY (the ETF that tracks the S&P 500 Index) and 20% to BTC.

Trading is the wrong path for 95% of ppl
Most would be better off becoming excellent at a day job (engineer, plumber, welder, vet, sales)
Live economically
Get married, have kids
Buy a twin home – rent out one of them
Invest monthly – 80% in $SPY and 20% in Bitcoin

— Peter Brandt (@PeterLBrandt) June 29, 2025

The Next Potential Targets

Let’s now take a closer look at BTC’s recent performance and explore its chances for a further pump in the short term. The asset has increased in value by approximately 6% over the past week, with numerous analysts predicting a surge to a new all-time high if certain conditions are met.

The X user Cipher X believes “a strong weekly close” above $107,720 could open the door to a further rally to as high as $130,000-$135,000 in Q3 2025.

“Just look at Q4 2024 chart and you’ll see what happened when BTC had its biggest weekly close,” they added.

Merlijn The Trader thinks the final pump for this bull run is coming, envisioning a fresh ATH of around $200,000 towards the end of the year. At the same time, he advised investors to take profits, anticipating a drastic pullback to $95,000 shortly after that.

On the contrary, Ali Martinez argued that the cryptocurrency currently faces a key rejection while the stochastic RSI flashes a death cross on the daily chart. The analyst thinks a plunge to $100,000 is not out of the question unless “we get a sustained close” above $109,000.

[PRESS RELEASE – Miami, FL, June 30th, 2025]

Everstake, a leading global non-custodial staking provider serving institutional and retail clients, hosted a special AMA session with Jason Chaskin, Ecosystem Intelligence Lead at the Ethereum Foundation, and Eric Siu, former contributor to ecosystem and special projects at both the Ethereum Foundation and Etherealize, to discuss post-Pectra world and explore whether the protocol is ready to support enterprise-grade participation at scale.

The part of the discussion was focused on the evolving role of institutional staking and how Ethereum’s infrastructure is adapting to enterprise needs. Since the Pectra upgrade, Ethereum’s validator entry queue has grown significantly, now topping 420,000 ETH with more than a week’s wait. Meanwhile, infrastructure moves from players like Stripe, which recently acquired the wallet provider Privy, suggest institutions are building infrastructure to support on-chain activity.

“While Pectra wasn’t designed exclusively for institutions, upgrades like EIP-7251 do simplify operations for those managing significant capital,” said Eric Siu. “The broader concerns, like MEV management or regulatory compliance, are solvable off-protocol. The infrastructure is here, and institutions are clearly interested. They just can’t afford mistakes.”

An official representative of the Ethereum Foundation Jason Chaskin added that Ethereum has organically evolved in a direction that aligns with enterprise standards, even if the terminology differs. – “What we call decentralization, they might call the absence of counterparty risk. What we describe as modularity or L2 scaling, they interpret as enterprise architecture. Ethereum doesn’t need to compromise its principles to meet institutional demand. It’s already aligned.”

Both speakers concluded that Ethereum is not only technically ready but economically and culturally aligned with institutional priorities so long as it continues to evolve without compromising decentralization.

The full discussion on institutional staking is available on Everstake’s blog.

About the Ethereum Foundation

The Ethereum Foundation is a non-profit organization dedicated to the development, improvement, and promotion of Ethereum and related technologies. Established in 2014 with the vision of fostering a decentralized and open-source ecosystem, the Ethereum Foundation plays an important role in supporting the growth of Ethereum and empowering the broader blockchain community.

About Everstake

Everstake is a leading global non-custodial staking provider serving institutional and retail clients and enabling secure access to over 85 Proof-of-Stake networks. Founded in 2018 by blockchain engineers, the company supports more than 735,000 delegators, $6.5 billion in staked assets, and 40,000+ active validators — delivering institutional-grade infrastructure with 99.9% uptime and zero material slashing events since inception.

Trusted by asset managers, custodians, wallets, exchanges, and protocols, Everstake offers API-first, compliant infrastructure backed by SOC 2 Type 2 and ISO 27001:2022 certifications, GDPR compliance, and regular smart contract audits. Its globally distributed team of 100+ professionals is committed to making staking accessible to everyone while strengthening the foundations of decentralized finance.

Everstake is a software platform that provides infrastructure tools and resources for users but does not offer investment advice or investment opportunities, manage funds, facilitate collective investment schemes, provide financial services, or take custody of or otherwise hold or manage customer assets. Everstake does not conduct independent diligence or substantive review of any blockchain asset, digital currency, cryptocurrency, or associated funds. Everstake’s provision of technology services allowing users to stake digital assets is not an endorsement or a recommendation of any digital asset. Users are fully and solely responsible for evaluating whether to stake digital assets.

There have been diverging signals across crypto markets and US politics. Ethereum (ETH) deposits to Binance have continued for five consecutive days.

In Bitcoin, the Short-Term Holder (STH) Net Position Realized Cap has surged from over negative $49 billion to more than $5 billion. Such a trend reflects aggressive accumulation by retail traders seeking exposure during the ongoing rally.

Will Crypto Rally or Reverse?

According to the latest report by CryptoQuant, in previous cycles, rising short-term holder activity has often occurred near market tops. Retail buyers tend to enter aggressively during these strong rallies, thereby creating concerns about markets becoming overheated.

On the political front, US President Donald Trump announced that Senate Republicans are finalizing what he described as “ONE, BIG, BEAUTIFUL BILL.” It pledged sweeping tax cuts, including the elimination of taxes on tips, overtime, and seniors’ Social Security income, while promising increased military spending and domestic job creation.

Trump urged Congress to pass the bill before July 4, and framed it as a marker of American economic resilience. If enacted, these measures could inject additional disposable income into households, potentially lifting short-term consumer spending. However, Elon Musk expressed concern the following day, and even warned that unfunded tax cuts risk worsening the federal budget deficit.

CryptoQuant analyst noted that while short-term economic activity may rise, the long-term risks of increasing deficits could push the US toward unsustainable debt levels and higher interest obligations.

Investor sentiment remains influenced by broader geopolitical tensions across global markets. Traders are monitoring whether increased retail buying alongside macroeconomic developments could point to an approaching crypto market top or drive a rotation into defensive allocations, including stablecoins, government bonds, and perceived safe-haven assets.

Bitcoin’s Quiet Push Higher

Amid these signals of retail-driven momentum and macroeconomic uncertainty, Matrixport offers a different lens on Bitcoin’s quiet positioning near resistance levels. The leading crypto asset has been observed to be “quietly” testing resistance levels even as US equities reach new all-time highs and ETF inflows remain strong.

Despite these supportive conditions, Bitcoin’s upside volatility has stayed muted, a pattern often seen during the summer months when markets consolidate. However, expectations of a more dovish Federal Reserve are building, and traders are increasingly anticipating rate cuts as policymakers debate the longer-term effects of tariff-driven inflation.

As per the report, traders may begin to look beyond the stop-start nature of tariff negotiations and follow equities, where robust retail buying has fueled record highs. Matrixport reiterated its stance that spillover from Wall Street, particularly through Bitcoin ETFs, could become a critical factor for Bitcoin’s next upward move.

Meanwhile, the US dollar index (DXY) has dropped nearly 12% this year, which happens to be its worst showing in 40 years, amid Fed rate-cut expectations and rising debt concerns. Analysts suggest this weakening dollar could drive Bitcoin higher, echoing past cycles where the crypto asset surged during periods of significant dollar devaluation.