Ripple, the blockchain infrastructure provider behind the open-source, public blockchain XRP Ledger (XRPL), has unveiled its development plans for the network in 2025, building on already existing features.

According to a blog post, Ripple will focus on enhancing XRPL’s institutional decentralized finance (DeFi) ecosystem this year, with a focus on regulatory compliance, programmability, and expanded lending.

XRPL’s Roadmap for 2025

Ripple said the new features will enable institutions using XRPL to meet regulatory requirements, offer advanced lending options, and allow developers more flexibility while building and deploying their applications.

XRPL will enhance its identity stack, adding Credentials as a lightweight feature to the already existing decentralized identity (DID) standard. While DID allows XRPL users to create verifiable identities without relying on centralized intermediaries, Credentials will allow users to attest specific criteria to their DID.

The combination of DID and Credentials will enable the introduction of a Permissioned decentralized exchange (DEX) and Permissioned Domains. These features will establish environments that require specific credentials, allowing institutions to engage in decentralized trading while complying with regulatory requirements like anti-money laundering and know-your-customer rules.

Ripple will also introduce Multi-Purpose Tokens (MPTs), which is a new standard for tokenized assets. This standard seeks to bridge the gap between fungible and non-fungible tokens (NFTs); hence, MPTs can be likened to semi-fungible tokens.

In the real-world assets (RWAs) and tokenization space, institutions often find it difficult to represent traditional finance instruments like stocks and bonds on blockchains because of intricate data requirements like expiry dates. With MPTs, institutions can tokenize assets with their associated key metadata, giving them more flexibility than fungible tokens but less uniqueness than NFTs.

Unlocking New Possibilities For XRPL

For the upcoming lending feature, XRPL will allow crypto-native businesses to integrate lending with Ripple payments, DEX, RWAs, and stablecoins. This feature will make use of a default Ripple USD (RLUSD) vault to reduce liquidity fragmentation and automated market making (AMM) for swaps.

Furthermore, XRPL’s expanded programmability will empower builders to unlock new possibilities for the network while preserving what makes the blockchain unique.

XRPL will introduce Extensions, which will enable developers to attach pieces of code to existing primitives, enhancing the network’s functionality without the need for new smart contracts. As a result, there will be escrows, AMMs, and even an XRPL Ethereum Virtual Machine (EVM) sidechain.

Meanwhile, most of these new features are already being voted on by XRPL validators and will soon be rolled out.

After several hours of calmness at close to $89,000, bitcoin’s price trajectory took another turn for the worse and the asset plunged to its lowest level since November 11 of under $84,000.

Many altcoins have followed suit, including ETH and SOL, but LTC has defied the odds with a double-digit price surge on a daily scale.

The winds have definitely changed in the cryptocurrency market, and the bull run talks have vanished as BTC continues to bleed out. The asset stood above $99,000 last Friday but dumped below $90,000 on Tuesday.

In fact, it went to a multi-month low of $86,000 yesterday before it managed to recover some ground earlier today and tapped $89,000 on a few occasions. However, it faced another rejection at that level when the US trading hours arrived, and it plummeted to another multi-month low of $83,500 (for now) on Bitstamp.

There are multiple reasons that could be behind this sudden change of trajectory, such as Trump’s escalating trade wars with numerous countries and the concerns about the rising inflation in the States.

All of those possibilities have turned investors’ behavior upside down, especially when it comes down to BTC ETFs. As reported earlier today and over the weekend, the US-based spot Bitcoin ETFs have been in a dire state with consecutive outflows, including the adverse record set yesterday.

The deposits to exchanges have also shot up, which suggests more pain around the corner. Arthur Hayes, the co-founder of BitMEX, warned investors that BTC could plunge to a low of $70,000, which would essentially erase all the gains charted following the US elections.

Meanwhile, the entire market once again turned red in the past few hours. ETH, SOL, BNB, DOGE, XRP, ADA, XLM, AVAX, and many others have charted notable price losses. Consequently, the hourly liquidations have skyrocketed to $250 million, according to CoinGlass.

[PRESS RELEASE – Miami, FL, February 26th, 2025]

Everstake, a leading global staking provider and blockchain solutions company, has introduced Wallet SDK, an open-source software development kit that enables seamless staking integration into wallets in a few hours — even for developers with no prior experience in the field.

Despite predictions that the number of global cryptocurrency users could reach 1 billion by 2031, technological complexity remains a major barrier to blockchain adoption, as only 0,08 to 1,1% of global IT engineers specialize in blockchain development.

With that in mind, Everstake developed the Wallet SDK to streamline the integration of staking functionality, saving software engineers time and effort. Wallet SDK supports multiple blockchains, including Ethereum, Aptos, Solana, Polygon, Cosmos, Babylon, and Berrachain networks. It also allows engineers to integrate staking features using the JS library or through REST API requests.

By simplifying staking integration, Wallet SDK accelerates Web3 adoption, enabling wallets, DEXs, and DeFi platforms to support the increasing use of staking services in a secure and user-friendly way. For instance, developers from leading crypto wallets, Trezor and Zengo, have already successfully utilized it in their products.

‘Staking integration is one of the biggest challenges for wallets. Designed by developers for developers, Everstake’s SDK streamlines this process, making it seamless and achievable in hours rather than days,’ said Bohdan Opryshko, COO at Everstake. ‘Our goal is to simplify Web3 for IT engineers, enabling them to easily integrate staking into their products. By removing technical barriers, we’re fostering a more inclusive blockchain ecosystem, driving the sustainable growth of PoS networks, and making staking accessible to more users worldwide.’

About Everstake

Everstake, founded in 2018 by blockchain engineers, is a leading global staking and blockchain solutions provider. Operating across 80+ networks with over 735,000 delegators, Everstake ensures high uptime through its robust global infrastructure and expert team. Beyond staking, the company builds L1 infrastructure for networks like Ethereum and Solana and supports the growth of projects such as Wormhole. Everstake is also committed to blockchain education, empowering users with valuable insights into Proof-of-Stake and Web3 technologies.

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Everstake is a software platform that provides infrastructure tools and resources for users but does not offer investment advice, manage funds, facilitate collective investment schemes or provide financial services. Everstake does not conduct any independent diligence on or substantive review of any blockchain asset, digital currency, cryptocurrency or associated funds. Everstake’s provision of technology services allowing a user to stake digital assets is not an endorsement or a recommendation of any digital assets by it. Users are fully and solely responsible for evaluating whether to stake digital assets.